Thank Goodness I Have an Umbrella! So What Is It?

What is an Umbrella? We immediately envision a water proof canopy to hold over ourselves during a rainstorm. I like to picture those nice size ones that not only protect your head and shoulders, but maybe your clothes, briefcase, etc. We all have that kind of umbrella. Most of us just don't all know where it is at this moment. You organized folks out there know where your umbrella is. You probably have one in your vehicle, your home and where you work. The rest of us have 2 or 3 also. They have just all ended up in the same place....or broken. We really don't think about our umbrellas, until

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