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Showing posts with label Obamacare. Show all posts
Showing posts with label Obamacare. Show all posts

December 12, 2012

The ObamaCare Nightmare - How Bad Is It Really?

Well, as an entrepreneur and having started my first company at age 12, you might have guessed that I am not a proponent of ObamaCare. In fact I see it is a nightmare, and yet many people don't agree, they believe that somehow this will bring equality to healthcare, and help the estimated 38 million people who don't have healthcare insurance. Still, if 38 million people all of a sudden have healthcare insurance, and if those people don't have to pay for it, the demand for healthcare services will increase drastically almost right away.

Where is all that money going to come from you ask. Well, what's going to happen is everyone who has healthcare insurance will have to pay more, and supply and demand will dictate increases in prices, and the government will go nearly bankrupt trying to provide payments for all of this healthcare, or they will ration it, and then no one gets decent services.

Still, as a businessman I would say that's the least of our problems, in fact, I'd say it's a lot worse. Not long ago an acquaintance told me that I didn't know what I was talking about, that ObamaCare wouldn't hurt business, but it would make workers happier, therefore they would work harder and have more productivity.

Again, from everything I've read I just don't see how the Affordable Health Care Act is going to do any good for anyone. The beginning estimates are already stating that it will cost an employer an average of $4500 per year or more per employee. There's a lot of businesses where that amount of money would wipe out their profit completely.

They are already running on razor thin margins during the recession, and it looks as if with all the government spending and the trillions of dollars being spent by the Obama Administration, that things are only going to get worse, and with increased taxes consumers will have less money to spend, therefore getting out of the recession probably won't be possible.

MSNBC had an interesting article on their Money Section on November 20, 2012 titled; "Why restaurants freak out over ObamaCare - Papa John's, Denny's and others are as worried about employee pay as health insurance," by Jason Notte which noted;

"The report found that in 2010, 50% of restaurant employees worked part-time "i.e. under 35 hours per week." Under the Affordable Care Act, once an employee puts in 30 or more hours a week, he or she is "full-time equivalent,"

And;

"Under the new law, health insurance premiums charged by employers to employees can't exceed 9.5% of an employee's household income. The largest franchise group in the world, the International Franchise Association, issued a report stating that as many as 38% of employers may be at risk of violating that particular provision."

It seems to me that most people are taking into consideration all of these issues, and these are only a few of the challenges we face as employers with the ObamaCare nightmare. Right now many entrepreneurs and business owners are starting to get quite stressed out, meanwhile their lawyers and accountants still haven't read up on all this, and they don't even know how to advise anyone, because in reality there are very few people who have even read those 1600 pages of law. Indeed I hope you will please consider all this and think on it.

Lance Winslow is a retired Founder of a Nationwide Franchise Chain, and now runs the Online Think Tank.



June 1, 2012

Time for Obama to Butt Out of Obamacare

Talk about chutzpah. The same chief executive who refused to provide a speck of guidance to one branch of government in crafting his signature legislation is now threatening another branch of government not to overturn it.

Does President Obama believe in the separation of powers? You wouldn't know it from his intemperate comments Monday on the legal challenge to the Patient Protection and Affordable Care Act, which the Supreme Court is now deliberating. Just days after skeptical justices subjected administration lawyers and their opponents to a historic six hours of questioning, and just as the judges were retreating to contemplate the competing claims in private, Obama stood up in the Rose Garden and loudly warned the nine "unelected" rubes that they'd better get this one right.

Obama declared that overturning his health care law would be "unprecedented" and "extraordinary"-which is funny, because that's what a lot of people have been saying about his health care law.

What with his haranguing of the justices over their Citizens United decision and his veiled threats over Obamacare, we haven't had a president interfere this much with the Supreme Court since FDR. (Apparently Obama's intimidation tactics aren't strong enough for Representative James Clyburn, who wants the president to campaign against the Supreme Court this fall.)

Can anyone recall an instance of one faction of the Supreme Court instructing a sitting president which laws to veto? How about a Congressional caucus telling the Chief Justice which cases to turn down?

One federal appeals court is so rattled by Obama's posturing that it is requiring his Justice Department to submit a brief by Thursday noon outlining whether and when it believes the Supreme Court has the authority to overturn federal legislation.

In his address Monday, Obama blithely threw around the term "judicial activism," suggesting that the Supreme Court justices would be guilty of practicing it if they overturned Obamacare. But judicial activism doesn't mean "making decisions the other side doesn't like."

The justices' sworn oath is to uphold the Constitution. Conservative complaints of judicial activism refer to cases in which justices override the Constitution while upholding or striking down laws that suit their political preferences.

Conservatives have focused obsessively on the constitutionality of the law since Day 1, in particular the propriety of requiring people to enter commercial contracts against their will by purchasing health insurance in the private market.

Judicial activists, including Obamacare supporters, ignore the constitutionality of laws, unless they are forced by their opponents to concoct phony, sophistic defenses invoking the Constitution, in which they typically claim that whatever it is they're proposing-banning guns, preventing violence against women-is covered by the Interstate Commerce Clause.

When was the last time you heard a Republican legislator respond, when asked about the constitutionality of a law he had proposed, "Are you serious?" as former Speaker Nancy Pelosi did when queried about Obamacare? How about a Republican announcing, as Illinois Democrat and former Congressman Phil Hare did at an Obamacare townhall meeting, "I don't worry about the Constitution"?

(The left needs to get its story straight on whether the Supreme Court may ever consider the constitutionality of legislation. Liberal Dahlia Lithwick, for example, claims that Congress can pass anything it wants, whether constitutional or not, because the Supreme Court will assess its constitutionality and strike it down if need be. This was two years ago, back when blinkered Democrats didn't think there was any chance the Supreme Court would hear the case against Obamacare, much less overrule it. On the other hand, fellow Slate writer Jamal Greene recently argued that the Supreme Court should eschew its constitutional function and let Obamacare stand, because two branches of government have already weighed in.)

In case the "unprecedented" and "judicial activist" arguments weren't convincing, Obama also crowed that the law had been passed by "a strong majority" of Congress-by which he meant a sputtering, cobbled-together Frankenstein's monster of reluctant coalitions that had to be bribed, deceived, and threatened into compliance. (The 2010 Republican midterm election landslide, though-that was nothing special!)

Meanwhile we've learned that the American public is solidly on the conservative justices' side, with 72% endorsing the notion that the individual mandate is unconstitutional. This includes over 50% of Republicans, Independents, Democrats, voters who oppose the law, and voters who support the law. How's that for "a strong majority"?

Obama's chance to offer input on his namesake legislation has long since passed. It's time for him to get out of the way and accept the court's-and the public's-verdict on the disastrous legislation he recklessly set in motion.


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September 6, 2011

Obamacare, a Hurricane in Health Care

Obamacare is a hurricane in health care? Yep, and I urge you to get prepared now.

Hurricanes bring struggles. They result in lots of difficulties for lots of people. Those who prepare in advance always stand a much better chance of survival.

And there are lots of struggles and difficulties for many people developing in regards to their family's health care. It won't be pretty.

Consider the elements of this perfect storm scenario already brewing - skyrocketing insurance deductibles, ridiculously high co-payments, insurance premiums in the stratosphere, an aging population, a shortage of primary care providers, a government that is broke, a population becoming more obese, and an economy in a recession. Warning, warning take shelter immediately!!!!!!!

This is no joke. One of professors predicted years ago that a time will come when there may be riots about health care. Looking at what's brewing, I wouldn't be surprised if that happens. The governments health care reform legislation, commonly referred to as Obamacare is adding fuel to the storm.

So what can you do? Plenty.

1) Accept that our conventional health care system was doomed from the beginning. This implosion should really come as no surprise. It's really a sickness care system, aimed at relieving symptoms and handling crisis. It's not really health care. The industry in general is interested in profits than in their customers wellbeing. If you have a doctor you trust great, keep him or her. But be aware of the ever increasing shenanigans in this failing system. We need more self care more than we need more health care.

2) Understand that real health comes from within. In reality, the only thing man ever really cured is a ham. LOL! We've each been gifted by God with our own inner doctor. Real health and healing results from allowing that inner doctor to go to work and giving it what it needs. You'll find this more rational approach is embraced by holistic and natural health care providers.

"Each patient carries his own doctor within him. The patients come to us not knowing that truth. We are at our best when we give the doctor that resides within each patient the chance to go to work." -Dr Albert Scweitzer, Noble Prize winner in medicine.

3) Learn what your inner doctor needs and provide it. Daily exercise, wholesome nutrition, good posture, structural balance, spiritual awareness and growth, adequate rest, pure water, and a positive mental attitude are some of the things to learn about and apply. Take more personal responsibility by learning and applying natural and holistic health and wellness. I'm happy to report that a few simple lifestyle changes are generally all that is needed. It's easy when you learn how.

The storm is approaching. I'm prepared. Are you?

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